Credit history repair focuses on rectifying negative information and errors in your credit history. This includes disputing inaccurate information, resolving past due accounts, negotiating with creditors, and taking legal actions if necessary. Repairing your credit history can help remove derogatory marks, such as late payments or collections, and improve your credit score.

Credit improvement encompasses the steps individuals take to enhance their credit scores. This may involve reducing debt, making consistent and on-time payments, diversifying credit accounts, and minimizing credit utilization to demonstrate responsible credit management.

Errors in credit reports can have a significant impact on an individual's creditworthiness. Credit repair services help identify and dispute any inaccuracies or outdated information to ensure a more accurate representation of one's credit history.

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These services are offered by specialized companies or professionals who assist individuals in improving their credit profiles. They analyze credit reports, identify inaccuracies or errors, and work on behalf of clients to dispute and resolve credit issues with creditors and credit bureaus.

offering our services to assist locating debtors and/or collateral that require time consuming lead development and placing with bonded license agents to secure. JPA associates are highly qualified and trained in the FDCPA rules and regulations to ensure guidelines and professionalism is maintained in every aspect of the process. Johnston, Parker & Associates was founded with the purpose of providing professional skiptracing, collateral recovery assignment and information services to the financial and insurance industry. Our clients include: Banks Credit Unions Auto Finance Companies VSI and CPI Insurance Providers Debt Purchasing Companies