The screens on an iPhone are pretty tough. However, with enough force they can break. Usually you'll notice a very obvious bleeding where all the colours on the screen have leaked, almost like paint has been spilled over the screen. But don't worry, it's not the end of the world, it's fixable. In the majority of cases, if the screen is still illuminated, there will be no damage to the actual phone. It's just the screen which needs to be replaced so all your important contacts, messages and data are still safe. You'll need to take the iPhone to be repaired so you can start using it again. It's at this point when insurance comes in handy. If your iPhone's insured you won't have the headache of covering all the costs yourself. The insurance will cover the damages and take care of fixing the device for you. It can be a bit daunting to know what to do and where to take your iPhone. Don't worry, it it's insured, you can relax. Within 48 hours your iPhone will be back with you and you probably won't notice any difference at all. It's the same phone, same contacts, same messages, same data. But what if your screen has broken and the phone isn't working at all either? Don't panic! If your iPhone's insured you'll have a replacement with you within 48 hours if your claim's successful. It's quite simply having that added peace of mind so you night won't get ruined if someone steps on your iPhone and completely breaks it!