How Can Credit Card Consolidation Help You? Helping you consolidate your bills is only one of the many aspects of our debt management program. By enrolling in our program, you will enjoy the convenience of making just one simple monthly payment to our agency and we, in turn, will disburse individual payments to each of the creditors that you’ve included in your credit card consolidation. When clients take advantage of credit card consolidation through Cambridge, their credit card companies typically extend certain benefits that are designed to help you get out of debt in the fastest possible timeframe. One of these benefits is a reduction in the interest rates you are currently paying. Although these interest rate reductions vary greatly from creditor to creditor, our clients’ interest rates are reduced by an average of 14 points – from 22% down to just 8%! These interest rate reductions will lower your monthly credit card payments, allowing you to save money every month. Note: To get started and schedule your FREE one-on-one debt consultation with one of our nationally certified counselors, simply call us today at 888-894-7879. There are several other benefits of credit card consolidation through Cambridge too. For instance, some credit card companies will also eliminate late fees and/or over-limit fees that you’ve been charged, and some will even re-age past-due accounts. Benefits like these all help to speed up your debt repayment process, which is why our clients are typically out of debt in about 4 years. Is Debt Relief Right for You? There are many debt relief options out there – some are good, some are not so good. Since everyone’s financial situation is unique to their own circumstances, the only way to truly determine whether or not a debt relief program is the best option for you and your family is to take a few minutes to speak to one of our certified counselors. Our counselors, with an average of over 11 years of financial counseling experience, will perform a thorough review of your income and expenses to determine whether or not you qualify for a debt relief program, and they will only recommend our program if it is in your best interest and will actually help you reach your financial goals. Since we are a nonprofit agency, there is no cost for this initial, one-on-one consultation, and there is never any pressure to enroll in our program. Schedule your FREE one-on-one debt consultation today 888-894-7879.