We never charge our clients upfront for our credit repair services, and we only charge AFTER items have been SUCCESSFULLY REMOVED from the credit report. We get your credit repair process started absolutely free, and in 30-35 days you will see the results of our work. Only after you have seen the results, and the items successfully removed, do we charge our fees. The price is $29.95 per item removed per credit bureau. Yes, we have affordable payment plans. We can set you up with a monthly payment plan as low as $50/month, and you don't pay this until after items are already deleted. We have an A- Rating with the BBB 0 Complaints in 4 years of business, not one! YES! We work NATIONWIDE!