When you refer the Total Security, Total Security Gold, or Total Security Platinum Plan, the company pays you an advance commission of $80. As you can see, the plans have a monthly value of $19.95, $29.99 and $39.99 monthly so the company actually pays you up to a 400% commission on the monthly value of the product. This is an advance commission which is based on a membership of 17 months at approximately $4.70 each month. The earning week runs from Sunday 12AM CST to Sunday 12AM CST. Your advance earnings are paid weekly on each Friday via direct deposit on the week after the sales are made. When a member joins with a valid recurring payment method (bank-issued credit/debit card or EFT), you will be paid a one-time advance payment of $80. When a person joins with a NON-recurring payment method, such as a pre-paid or reload able card, or if they have previously used the provided payment information with another account, you will only earn $9.24. These types of payment methods have a low membership retention rate and therefore will only pay $9.24. Over the next 17 months, you will be paid $4.72 each month for those that join using prepaid/reloadable accounts who still maintain and active membership. The main difference is that when someone joins with a recurring payment method, you get $80 upfront (based on the $19.95/mo plan or higher) If someone joins with a non-recurring payment method, you get $9.24 each month and then $4.62 each of the next 17 months. Both of these will total the $80. In addition to your $80 first generation income, for sales made by your team, you will also earn override incomes on their sales; $6.00 on your 1st generation, $1.32 on your 2nd and 3rd generation, and $.66 on your 4th and 5th generations. These amounts are based on those people joining with a RECURRING payment method. So if you sign up 6 people in 1 week that following Friday you will make $80.00 per person as long as they have a recurring payment method and if it's a prepaid card you will make $9.24.