Manufacturing companies and Wholesale Suppliers around the world and across a broad range of industries, sell products on credit terms. According to Google search results, there are approximately 7.8mm companies that have paper-based trade credit applications on their web sites. Paper-based credit applications indicates an old-school, manual credit process. Traditionally there hasn't been a solution that addresses this slow, labor intensive, manual process of processing credit requests/transactions, until today... The Bectran platform is designed to streamline and automate the entire credit process; from credit application/request, to reference check, analysis and approval. The platform ushers in a revolutionary shift in B2B trade credit transaction processing by digitizing trade credit information and automating everyday credit processing tasks. The Bectran platform allows for 100% electronic trade credit processing with No paper, No faxes, No phone calls. It delivers breakthrough efficiency through the digitization and end-to-end automation of the credit transaction process by eliminating over 90% of time to process credit requests as compared to old-school manual processes. Bectran is the leader in the cloud-based B2B Credit Management solutions. Bectran enables companies to eliminate all the paper associated with traditional credit transaction processing; No paper/pdf credit applications, No paper credit references, No paper financial statements, No paper personal guarantees, No faxes back and forth, and No phone calls. The Bectran platform offers a true electronic world with credit transaction processing at electronic speeds. The ROI, with the elimination of all paper and most manual credit processing tasks, is very quick and because the solution is cloud-based, there's No investment for software or hardware and No IT support is required to install or maintain the Bectran platform! Best of all the Bectran platform can be installed and up and running in minutes as opposed to days or weeks utilizing traditional, PC or server based software. Bectran also integrates seamlessly with clients' legacy/enterprise systems using world class platform independent APIs. The Bectran platform is sold on a monthly, volume-based, subscription fee.