Benefits :One of the many services you will find at JST Merchant Services is our Cash Advance Program. As a merchant with us, cash advances are available to you when you need funds. Our Cash Advance Program gives you access to up to $250,000 in as little as 5-7 business days. There is no requirement of collateral, credit or personal guarantees and you can use the money as you want, no explanation needed. We provide advances for all types of businesses. Advance amounts are based on the average of your business' last 4 months of Visa/MasterCard statements. There is no set time frame to repay the advance. The payback period is not fixed because it is based on your actual Visa/MasterCard processing volume. We only get paid when you get paid through future sales.