EFFCU is a local, community credit union with locations in Beaumont, Jasper, Kountze, Silsbee, and Woodville, Texas. Membership is open to anyone who lives, works, or worships in Jefferson, Hardin, Jasper, Newton, Orange, and Tyler Counties. Our Mission-To be the best financial institution; providing service beyond expectations, building lifelong relationships, one member at a time. Join today!