The Capital Pay Card is the card that gives cash back to the employer for their payroll process with Payroll Monetization; it is the most innovative way to distribute payroll to employees and a smart alternative to issuing payroll checks. By utilizing Capital Pay Card's payroll monetization for your payroll process, at the end of each pay period your business will receive cash back, also increase cost-efficiency while delivering a whole new array of benefits to workers, including greater security, convenience, and control. Payroll Monetization reduces payroll costs and increases operational efficiencies by eliminating paper checks in your employee payment process. Businesses have more control over travel expenses and streamline reimbursement and off-cycle payments.