We are a consumer finance company. We are licensed and regulated by the Illinois Department of Financial and Professional Regulation, Division of financial Institutions. Our typical loans range in size from $500 to $10,000. However our license allows us to make larger loans. At Wise Finance, we know life happens and sometimes your credit score suffers the consequences. That's why we promise to review and consider all application on an individual basis, taking into account your current situation and making every attempt to approve your loan. Our experienced staff has helped hundreds of people with past credit problems or even previous bankruptcy get personal loans to buy what they want or get what they need to 'do life'. We also report pay history to the credit bureaus.