Business Loan No credit? No problem! This program allows you to get working capital from your existing equipment and real estate. Approval based on equipment values. Bankruptcies, judgments, tax liens - OK! Collateral Loan Are you a retail business that accepts credit cards? This new program allows you to get cash today and have the convenience of your monthly payment taken directly out of your merchant service credit card transactions via ACH. Merchant Service Advance If you paid cash for construction equipment, titled vehicles, machinery or other hard-collateral equipment, our sale-leaseback program will put that cash back in your hands in exchange for a low monthly lease payment.