HCL Associates was founded in 1996 to provide vendors and end users access to an experienced provider of equipment financing and leasing in the United States and Canada. We strive to administer world class customer service to both our vendor marketing partners and our loyal customer base by offering the most sophisticated and sought after methods of equipment and software finanncing in the industry. We serve suppliers and customers in major industry sectors such as manufacturing, software, HVAC, automotive repair, welding equipment, office furniture, communications, construction and IT by providing Fast, Simple and Easy access to capital. We make -- Leasing...the Smart Alternative