Our Advisers help you set goals and achieve them. We pride ourselves as being the most proactive credit repair company out there. Our concierge members get access to a hotline number and a utilization monitoring service that other firms do not offer. We help you re-age credit cards and other lines so you can get a lift even before your negative items are removed. Our associates are Student loan consolidation experts and can address that better than any other credit repair company out there. Our staff and our clientele is 70% millennials so it is likely you will not be helped by someone so much older than you that they can't relate to your specific situation. Also we use only ethical methods that are industry accepted standards of disputing. That way you won't have anything come back to you. Our concierge services guarantee we will make our best efforts to help you with unpaid collections and we do not over promise as it is highly likely when sold that those open collections reappear. In those cases we will make our best efforts for six months after reappearance on our classic plan and one year on our concierge.