CashCall's Micro Business loans are specifically designed for Entreprenuers, Independent Contractors, Self-Employed, Small business owners including Home based businesses in California. It does not require collateral and your business does not have to process credit cards. Even if your business is just you, and even if it's brand new, you're big enough for us as long as you have a business bank account. Since 2003, CashCall, Inc. has helped over 200,000 California consumers and is helping business owners like you.