Citizens Life Group is an Orlando-based life settlement advisory firm helping seniors and retirees unlock the hidden value in their life insurance policies. Many policyholders don't realize their life insurance policy can be sold on the secondary market — often for significantly more than the cash surrender value their insurance company offers. If you own a policy you no longer need or can no longer afford, you may be sitting on a valuable asset. We connect you with fiduciary-licensed brokers who shop your policy to a network of institutional buyers — competitively — to maximize your payout. We work for you, not the insurance company. Our process is simple: submit a free estimate request in under 3 minutes, and we'll tell you honestly whether your policy qualifies and what it may be worth. No pressure, no hidden fees, no obligation. Serving seniors across Florida and nationwide.