American Prosperity Group was founded by Mark E. Charnet in 2003 after 25 years of experience & phenomenal success in the Retirement & Estate Planning industry. Mr. Charnet believes that "everyone can benefit from the financial planning process." The Financial Services Client of today demands and deserves to be educated, enlightened, informed and motivated before investing in any financial product, program or company. Long gone are the days when an agent's pitch of "trust me" was enough. Client loyalty and trust are the financial planner's greatest asset, which the APG Representative strives to gain and retain. APG Representatives do not charge their clients hourly fees; nor do we bind our clients with fee-based contractual obligations. Instead, we provide unlimited consultations w