OVERVIEW Spears & Story Holdings (“S&S Holdings”) is a privately held real estate investment and development firm headquartered in Buffalo New York. S&S invests in and develops high-quality multifamily, hotel, retail, and industrial/flex properties located in the Eastern U.S. and Sunbelt states. S&S Holdings is dedicated to the strategic investment in and management of sustainable residential and business communities with a focus on retaining full ownership of its real estate investment assets for value-add appreciation. INVESTMENT APPROACH S&S Holdings approaches its acquired properties as long-term investments and aims to maximize returns by revitalizing and adding value to properties through the progressive, data-driven implementation of renovation or reposition strategies, focused management, and leasing and capital programs shaped and made more efficient by new technologies.  The firm seeks to invest in and develop properties located in Opportunity Zones and markets with strong fundamentals and that meet the following criteria: