Founded in 1988, Independent Capital Management, Inc. was formed with the philosophy of providing independent financial advice to individuals, families, and businesses throughout the country. ICM was created to fill a vital need. In 1988 the financial world was changing - the Social Security system was weakening, people's sense of security was being shaken as bank after bank failed, and employers were increasingly putting retirement planning in the hands of their employees. People were often confused and found themselves on their own when it came to planning for their financial future. In an effort to provide answers in the perplexing world of finance, ICM offers a unique combination: professional advice with a personal touch. This is what we call "Real Advice from Real People."