At Direct Financial, our goal is to empower our members to make good financial decisions so they can improve their financial well-being. We provide fast, easy, and direct access to mortgages, loans, and everyday financial services, with very competitive rates, fewer fees, and exceptional levels of convenience. We provide direct service to employees of Blue Cross Blue Shield of Michigan. Anyone who lives works, or studies in the Michigan counties of Macomb, Oakland, Washtenaw, and Wayne is eligible for membership.