Gemini Transportation Underwriters operates in a highly specialized market by providing excess liability insurance for various transportation industry businesses. Our highly specialized focus coupled with a broad risk appetite and innovative program design allows us to continually refine our mission of providing the best and most reliable insurance coverage to transportation business owners. A carefully designed risk selection process helps us to choose those customers who can appreciate the mutual benefits of high-quality customer portfolios. This thoughtful focus on risk selection allows us to keep premiums at competitive levels for our target customers. We issue insurance policies on behalf of Gemini Insurance Company, an A.M. Best & Co. rated A+:XV and subsidiary of W.R. Berkley.