Programs in specialty areas: Printing,Graphic Arts, Photog.,Real Estate, Whlslrs, Mfgs, Distributors,Contractors, High Risk classes, Workers Compensation, Clothing mfgs.& distributors, Builders Risk, Fidelity bonds, Staffing, Employment Cos, Electronic distributors, Catalog houses, publishers, large Printing risks,fleets, marine transit, business owners, retail stores, Representing many A+ Companies: CNA, Utica, Chubb, Zurich, Hartford, Hanover, One Beacon, Tower, Scottsdale, St Paul/Travelers, Progressive, Mercury, NY Life, Guardian Life, Equity Investmnt Annuity, Reliance Standard, and many others. We are professionals. We hold College degrees with majors in Insurance. We specialize in problem cases, and by review, reducing premium costs!