If you are interested in getting a cheap car insurance quote, there are a few things that you need to know. The first is that the car insurance companies, or insurance brokers, get paid by the insurers they refer to as the "quotes “discounts" they get from each of the car insurance companies. The way this works is that you get to choose what type of insurance you want. You can choose if you want liability only insurance, collision insurance, uninsured motorists coverage, medical coverage, liability only and also many other types. Each auto insurance company has different ways to calculate what a car insurance quote will cost you. For example, most will give you a base price, which is the actual price you will be quoted for a particular insurance policy. This is based on your driving record, your age, your marital status and your credit score. In some cases, you may be asked to submit proof of your driving record, or proof of your marital status. In addition, you might be asked for proof that you have good credit. The reason they ask for this information is so that they know how much risk you are to them and they know whether or not you will be eligible for a discount if you make some kind of claim within the next 12 months. Now you know how to get a cheap car insurance quote, all you need to do is look online and you will find that there are many different insurers out there to choose from. Once you have determined which insurer offers the best rate for the coverage you need, you can then fill out a request for a free car insurance quote from that company. Most will take you no more than 5 minutes to fill out the application for the quote. Once you get the quote you will be able to go online and choose what kind of insurance you want. In some cases, you will be required to fax over some papers such as identification, but most insurance companies will not require you to do that.