Do you ever hear about the positive stories of collection agencies? Or how a debt collector was able to assist a consumer with some good advice, truly making a difference in their life. Giving advice how to avoid for profit debt consolidation companies that promise you the moon but cannot deliver. We refer them to a non-profit consumer credit counseling company. We have set up short-term payment plans with an agreement to keep it off of their credit profile. I suspect that not very many, if any, offer this solution. We work with everyone this is why we are so successful in the industry.. we Revolutionized the collections industry.