Have you ever... * Been overcharged for a repair? * Received a speeding ticket? * Been audited? * Purchased a home? * Tried to return a defective product? * Lost a security deposit? * Signed a contract? * Prepared a will? Even though most people find themselves in these situations, the majority do not seek the advice or help of a qualified lawyer. Why? * It may cost too much. * They may not know where to begin. * The process is intimidating. You only get as much justice as you can afford. If you don't know your rights, you simply don't have any! The top 10% of income earners can afford to have a lawyer on retainer and are accustomed to asking their lawyer for advice before making decisions. What about you?