A Public Adjuster is an insurance claims adjuster who is an advocate for the policyholder in appraising and bring to terms an insurance claim. Aside from attorneys a public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured during a property insurance claim process. -Evaluate the existing insurance policy in order to determine what coverage may be applicable to a claim -Research, detail, and substantiate damage to buildings and contents and any additional expenses -Evaluate business interruption losses and extra expense claims for businesses -Determine values for settling covered damages -Prepare, document and support the claim on behalf of the insured