WE CAN HELP YOU IMPROVE YOUR COLLECTIONS, INCREASE CASH FLOW, AND REDUCE EXPENSES. SAVINGS: TIME: Our service focuses on your bad check problems so your employees can concentrate on more important customer service issues. By the time the bank has notified and returned your uncollectible checks to you, it's possible we could have already collected them for you. MONEY: Along with returning 70% of the face amount of the check to you, we also return $5 for each recovered check; which helps to offset the bank fee. OVERHEAD: No more costs incurred for making phone calls, sending letters, let alone for paper envelopes and postage. We do all that for you! IT IS OUR FIRM BELIEF THAT THE DEBTOR SHOULD BE PENALIZED FOR WRITING THE BAD CHECK; NOT THE MERCHANT FOR RECEIVING IT.