At 90 days old, your accounts receivable are worth about 73% of their original value! Don't wait until it's to late to collect. We provide Collection Professionals On-sight to Medical, Financial and Commercial Clients. Anderson Place & Associates(AP&A) is a consulting firm focused on serving the comprehensive credit and collection needs of businesses struggling from rapid growth, employee turnoveror that may have a unique credit risk. APA's two partners bring over fifty years combined experience in the credit and collection industry. We increase efficiency in credit processing and increase revenues in the collection process.