Our product is an educational online software that teaches others, in a simulated environment, how to handle bills, use credit cards, balance their checkbook, reconcile bank statements and manage money. It also show them how to budget wisely for the unexpected bills in life, such as property tax, medical expenses and car repairs. Showing them that bills do not always show up in the mailbox, but in other forms as well, such as the kitchen pantry, gas tank, or bedroom closet, it allows them to understand how much real life acutally does cost. Our hands on repetitive motion gears their minds to think ahead and helps them avoid the pitfalls of life's random events that many people fall victim of. This program has been written in Spanish and French to accommodate our diversed population.