i bring to you a vast knowledge that has encompassed many types of businesses as a debt negotiator settling thousands of issues. i have been a licensed real estate broker for 35 years. i was a mortgage broker for 25 years well. i held a securities license and have a current life insurance license and team up with a few of the most knowledgeable men in the entire US. One is the best trust architect for the ultra wealthy, 20 million plus, and others who handle business payroll reductions small to public size. using my company is not just about me but my entire team of specialists.