Welcome to Spann Appraisal Services, Licensed General Real Property Appraiser. Spann Appraisal Service is the leading provider of real estate valuations for the mortgage lending marketplace, serving Western Kentucky and Northwest Tennessee. Our goal is to provide the best service possible to our customers. We have a proven track record of reducing lenders time, efforts, and costs in managing the appraisal process. *30+ years' experience-FHA Approved* Specializing in appraisal valuations and reports for: Primary and Secondary Mortgages | Mortgage Refinancing | Residential | Commercial | Farm/Ag | Employee Relocation | New Construction | Estate/Estate Planning | Divorce | Property Settlements | Investment & Lake Property.