SBA-Funding offers working capital to small and medium size businesses in the form of a merchant cash advance. A merchant cash advance or MCA is often referred to as a credit card sales loan or a merchant loan, however, it is in fact not a loan but a purchase and sale of future credit card sales. Here at SBA Funding, we are committed to funding businesses through a streamlined and stress-free process. We offer higher approval rates compared to other lenders, and with our fast funding comes easy renewal terms. Thanks to the streamlined application process with minimal paperwork and flexible terms, improving your business’s cash flow is easier than ever before. By setting affordable and fair terms, we can get your business the working capital it needs