E.M.S. is Northeast Ohio's premier home buying outlet. Whether it be mortgages, real estate, credit problems, debt issues, or if you just don't quite know where to begin, E.M.S. is here to help. Licensed in all 50 states, we have the means to take any person, regardless of their financial history, and make their dream of owning a home a reality. Our experienced mortgage, real estate, credit and debt professionals are always available to assist you in the home buying process. Our tried and true Optimal Homebuyer Program can make anyone a homeowner in as little as 45 days.