First Data Independent Sales? (FDIS) provides every type of electronic payment which includes credit card processing, check guarantee through Telecheck?, debit cards, and gift cards for both retail and internet merchants. We work with all business types and sizes from home based internet businesses to mom and pop retail stores, to large national chains. One area of expertise we have is working with merchants with bad credit. We pride ourselves on being straightforward with our customers and have earned the Better Business Bureau's highest ranking of A+.