The history of the Money Merge AccountA? program begins nearly a decade ago when Skyler Witman and John Washenko launched Accelerated Equity. A new mortgage company dedicated to giving customers a high level of service and low rates. By Accelerated Equity and Development's third year in business, they were one of the fastest growing mortgage companies in Utah, attracting both new business and returning customers. But in the face of all of this growth, Skyler and John began to notice the overwhelming amount of debt their clients were accumulating. They knew there had to be a better way, and so began years of research that would eventually launch a powerful new tool, revolutionary in its impact on the American mortgage system.