People living out of alignment know it. Everything is more challenging than it needs to be, and always just out of reach. Not because life is easy but because persistence is rewarded with success. The journey, even when (especially when) it gets hard. It feels like a dream and a blessing. For 20 years Q4 has served the financial and business community from 1-person startups to fortune 200 companies such as Lincoln Financial. I am particularly partial to those we call RDO's, or relation driven organizations. Those who sell intangibles, such as planning, advising, consulting, and education, sometimes called P.A.C.E. setters. Because these small business owners are the pebble in the pond whose impact ripples throughout our communities.