PPD ADVANTAGE On October 1st, 2011, Payment Processing Direct started passing on 100% of the Durbin Discount on check/debit card transactions to each of our merchants. Is your Payment processor passing on the entire check/debit discount to your business? As of today, 70% of the businesses are not receiving these great savings and your processor could be one that is pocketing it for big earnings! VISA/MASTER CARD EXACT INTERCHANGE RATE The cost of signature Visa and MasterCard check/debit card transactions are capped at $0.22 and .05% per transaction. What does this mean for your business? Typically, 50% of the credit cards accepted at a retail business or restaurant are check/debit cards. These savings will reduce your charges anywhere from 47% to 77% (only if you're on Cost Plus pr