When you purchase a phone and commit to a two-year contract, you may save some money on cost of the phone at the beginning, but you’re actually paying for that phone each month since a portion of the cost is included in your monthly wireless bill. The result? A prepaid smartphone plan on Boost can cost as little as $35 a month. A smartphone plan on a postpaid contract plan often can end up costing you $100 a month or more. Plus, prepaid plans give you flexibility. If you don’t like your service, you’re not locked in to a long-term commitment. Don’t get hit with hidden fees or other surprise charges. What’s even better, prepaid lets you upgrade your phone when you’re ready, so you don’t have to wait around to see when you’re eligible for a new phone. If you don’t use your phone much or need a quick replacement, choose a super-affordable basic phone. If you want all the latest bells and whistles, find a smartphone that fits your needs and budget. Can't live without your cell phone? Get Phone Insurance so you don't have to. Here are some reasons to choose Phone Insurance: Cant Live Without insurance? Insuring your phone provides you peace of mind by protecting your investment in the event of loss, theft, accidental damage, and out- of-warranty mechanical or electrical breakdown. Select smartphones get the added protection of Gadget Guardian™ powered by Lookout®. This app allows you to locate, lock or wipe your smartphone if it becomes lost or stolen. It's easy and convenient. You can typically receive a replacement phone as early as the next business day, once your claim is approved.