D.A.R. is an accessory commercial credit reporting agency which maintains and updates a database specifically devoted to commercial (non-consumer) problem accounts as reported by product and service providers in all types of industries (from micro businesses to multinational corporations). Whether you utilize a credit application as a sole source of credit information (internal or outsourced investigations), are a client of a major credit reporting agency or member of one or more credit industry groups, we help to ensure that the new applicant or existing account is not another creditor's problem account or an unreliable supplier. D.A.R. is also a venue for small enterprises and professional service providers which may never have an opportunity to alert others of their delinquent commerci