Credit360 is here to help you achieve your optimal credit profile by making the credit repair process convenient, individualized, and effective. Credit360 specialized credit repair processes, credit expertise, and guaranteed customer service make us the best in the industry. We are proud that we have had the opportunity to help thousands of Americans correct their credit reports.

Mellonie Warren works with families who are going through financial hardship to develop a plan to create a financial legacy. As your family finance coach, she custom-tailored a financial need analysis plan, according to exactly where you are on your financial journey, and she will guide you as to what steps to take to build a financial legacy.

There are billions in unclaimed assets in the U.S. Some might be yours? The New York Times estimated that the value of all unclaimed assets throughout the country was as high as $80 billion. No government agency tracks the value of all unclaimed assets throughout the country, but independent estimates show the total has been growing faster than states can find owners or heirs. For one reason or another the institution holding the funds has been unable to locate the rightful owners to return the money or property. So, literally billions of dollars sit in unclaimed accounts across the nation year after year. This money is lost and often never gets found unless the owners of the unclaimed assets use a service like Summit Resources, LLC. Many people ask where did this money or asset come from? Almost anywhere. Funds can originate from old bank accounts or brokerage accounts, saving bonds, insurance policies, unknown inheritances, state governments and safe deposit boxes. Assets can be from storage facilities, corporate inventory of defunct companies, real estate, unclaimed prizes, and other forgotten holdings, you name it. Summit Resources Refunds audits many government agencies across the country to locate sums of money owed to private individuals and companies. Once we have located these funds, great efforts are expended to then locate the rightful owners. Remember, if these funds go unclaimed for too long, they are usually lost to the government. If you have received a call or letter from us, it's because we've found funds being held by the government that may be rightfully yours.

Our primary focus is to create and provide a practical format to educate and inform everyday americans on overcoming obstacles, reframing negative habits and develope a statergy for success thru life mastery programs. That include Job Coaching, Interview mastery, credit and business development to be areas of expericence .

Educating some people about the importance of life insurance is a constant uphill battle. They usually say, "I'm not leaving money for anyone." Really! Let's look at what life insurance can do for you while you are still alive. Choosing the right kind of life insurance for you and your family is a very important part of your financial portfolio. There are several companies that offer similar and varying products to suit your future financial needs. Whether it's an annuity or index universal product, they both offer living benefits for you in your senior years. Index universal is a great product when you choose option B with increasing cash value. When well-funded this IUL (as it is refered) can generate a sizeable retirement income especially if acquired at an early age. Term Insurance is the simplest form of life insurance. It pays only if death occurs within that term, which is usually up to 30 years. These policies have no benefit provisions. There are two basic types of term life insurance policies - level and decreasing term. Level term means that the death benefit remains level throughout the life of the policy. Decreasing term means that the death benefit decreases, usually in one-year increments, through the life of the policy. Whole life is the most common type of permanent insurance policy. It offers a death benefit along with a savings account. If you choose a whole life insurance policy, you are agreeing to pay a certain amount in premiums on a regular basis for a specific death benefit. The savings element would grow based on dividends the company pays to you. There are different types of riders and supplements that can be added to fill other needs for a small cost while increasing the value of your policy.

Are you receiving face-to-face, expert guidance on how to invest in your company's retirement plan? Unfortunately very few people get the service they deserve from a company's retirement plan provider. Usually people only have a phone number and a website, rather than a local expert to provide in-person, customized recommendations for you. If you are not receiving an in-person customized level of service, contact me! I will provide in-person, professional advice & guidance on how to invest your retirement plan to optimize your results. I will do a formal risk-tolerance and time-horizon assessment on your individual situation and provide you with specific recommendations to make the most of your investment results. The recommendations I provide are truly in your best interest because