Consumer Debt Counselors is a licensed, bonded and regionally-accredited non-profit debt advisory corporation.   President George Janas and his team of certified debt advisors have provided people from all walks of life help with debt and credit issues to begin solving financial issues.   Today, many people have become overwhelmed because of the debt that they face with student loans. They have not paid on time because they're not making enough money yet.   But what everyone with a student loan should know is that there is a payment that is provided to EVERYONE through the Department of Education that is affordable. It is based on your income.   Now, you may not have time or the ability to sort through the many layers of information. Consumer Debt Counselors offers everyone a free counseling session with a certified credit advisor who will ask you questions AND answer your questions.   Your debt, credit and student loan answers will be provided and you will find out how to get a student loan payment that you can live with.   You will need to call for an appointment, but for now, you can e-mail and ask questions of the staff. No matter what type of federal student loan you have the Department of Education makes sure that there is a payment you can make that will work into your financial situation.   George Janas and Consumer Debt Counselors serve the state of Florida with offices in Orlando and Winter Park Florida.