Some law offices practice in a number of areas of law. At the bankruptcy law firm of Richard Croak we are focused 100% on bankruptcy matters for our business and individual clients in Albany, Clinton, Columbia, Essex, Fulton, Green, Montgomery, Rensselaer, Saratoga, Warren, Washington and Ulster Counties. Because we focus strictly on bankruptcy matters, our attorney's legal advice, as well as our staff assistance, is knowledgeable as well as prompt and attentive.

We are a Top Bankruptcy Law firm and debt relief agencyin Brooklyn. We help people file for bankruptcy relief under the bankruptcy code. Many individuals who are suffering from overwhelming consumer debt don’t know where to turn. It can be difficult to try to recover from a recent job loss, unforeseen medical expenses, or reduction in your income. All of these daily pressures can start to pile up, creating an insurmountable barricade of debt.

What is Chapter 7 Bankruptcy?Chapter 7 bankruptcy is often referred to as a "fresh start" bankruptcy. It is a liquidation process that allows an individual to "discharge" unsecured debt, but it usually does not cover secured (liens) or priority (unpaid taxes, child support, or student loans) debt. The reason most people file for a chapter 7 bankruptcy is that they could not repay all of their debts because of an illness, unemployment, martial problems, unexpected medical expenses, over-extended credit or other large expense. The vast majority of people who file a Chapter 7 bankruptcy do not own more property than they would be allowed to keep. Those who do own more than bankruptcy laws permit will have to turn over the nonexempt property.

AAY Consulting, INC is a per Diem paralegal service and provides high quality and professional preparation of legal documents. We offer traditional paralegal services for attorneys and legal documentation preparation to the general public. Services we provide: Bankruptcy petitions from inception to discharge (ch.7 & 13) Divorce Uncontested from inception to resolution Custody /Support modification Name Change from inception to resolution Business Incorporation (Family Limited Partnership, Limited Liability Partnership, Not-for-Profit, etc) Immigration Petitions Power of Attorney/ Durable Power of Attorney Mobile notary Public with apostilles and authentication services Remote and on site bookkeeping services for businesses and individuals at affordable rates