we buy your future credit card receivables at a discount. how we get paid back is we take a small percentage of your daily credit card batches. there is NO fixed payment. your payment goes up and down with the volatility of your business. WE ALSO PROVIDE BANK ONLY ADVANCES WERE WE BASE YOUR ADVANCE ON YOUR TOTAL DEPOSITS INTO YOUR BANK ACCOUNT ON A MONTHLY BASIS. WE HAVE A SIMPLE ONE PAGE APPLICATION. WE DO FREE NO OBLIGATION PROPOSALS. IF YOU KEEP GETTING DECLINED BY YOUR LOCAL BANK GIVE US A CALL.