The HomeOwner's Advocate are " EXPERT" Insurance Claim Consultants, Licensed & Bonded Public Insurance Adjusters, Loss Consultants, and Insurance Claim Appraisers whom represent the interests of Policyholders in times of need. We are licensed and regulated by the Florida Department of Financial Services as we have a "Fiduciary Relationship" to represent our clients' best interests. Basically, Public Adjusters act as "The Coach" of the Property Insurance Claim process for the owners of the policies. As needed, Good LOCAL Public Adjusters have the best players on their team, ie. Roofers, Water Mitigation, Attorneys, Mold Mitigation, Engineers, etc. These relationships help to take the guesswork away from the HomeOwners inexperience. We are "The HomeOwner's Advocate". We are your "Personal Expert Advocate. Why trust Angie's List, HomeAdvisor, or even the BBB when these ratings can be "pay to correct"? In addition, many of these home service lead generators are being sued for not properly vetting their contractors. Insurance Claims happen so rarely, that you cannot afford to make any mistakes. The process doesn't end with you getting a pile to money to make you "Whole". Don't be Victimized Again by not managing the restoration process correctly. Most Public Adjusters don't offer "Contractor Vetting and Management", but this is a often ignored "Crucial Step" in the entire process. The HomeOwner's Advocate is truly like having your "Own Personal Advisor" guiding you from A to Z through the " Entire Process". "Do it Once, Do it Right!!" WARNING: 75% of HomeOwners Don't know their Insurance Policy...What's the difference between HO-1, HO-2, HO-3, HO-4, HO-5 and HO-6 policies? Here is a simple breakdown: HO-1: Basic form — this only covers you from 10 named perils. "Named-peril" means that your home and personal property are covered against losses that are expressly listed on your policy. Any loss that occurs outside of that list would not be covered by the policy. The 10 named perils are: • Fire or smoke / Explosions / Lightning • Hail and windstorms • Theft or Vandalism • Damage from vehicles or aircrafts • Riots and civil commotion • Volcanic eruption HO-2 — Designates a "broad form" homeowners insurance policy that provides insurance coverage on a "named-peril" basis. There are 16 covered perils on a broad form policy. For a FREE Consultation: Schedule a convenient Time: www.TheHomeOwnersAdvocate.com