Catastrophe Claims Services, Inc. is a large loss Residential and Commercial independent adjusting and Building Consultant firm. We are geared to provide exceptional accuracy in our estimates that we provide to our customers. Services Include: Insurance Adjusting, Inspections, Estimates, and Flood Plain Consulting. We provide proven solutions and our flood claims are reviewed by several layers of certified and experienced flood adjusters and examiners. Please call us to help with your claim.

Before calling your insurance company, call AJR Public Adjusters, Inc. in Phoenix Arizona, to represent your interests and handle your insurance claim for you. With over 27 years experience we have the knowledge and expertise to help you have your insurance claim settled in your favor. We represent all losses to properties including: • Home • Commercial Building • Real Estate Investment • Condominuim • HOA The insurance company's adjuster uses "standard rules" which may not apply to your claim. On the other hand, AJR Public Adjusters, Inc will examine your loss carefully to make sure no detail is missed, and that your claim is settled fairly. After all, your home and business are your largest assets. AJR Public Adjusters, Inc is your advocate - we do not work for any insurance company - we work for you! When disaster strikes your home or business, you need experienced, skilled and professional representation for your property loss. AJR Public Adjusters, Inc will process your insurance claim resulting from: • Fire • Flood • Lightening Strike • Monsoon • Water • Hail • Haboob • Tornado • Collapse • Smoke • Theft • Explosion How To Proceed When You Need a Public Insurance Adjuster Call AJR Public Adjusters first. We will help you report your claim. Disaster recovery is serious, and AJR Public Adjusters are serious about examining your insurance policy for the "fine print" to make sure you take advantage of your coverages. After all, you think you're covered because you pay so much for your insurance. For over 26 years, AJR Public Adjusters has read hundreds of policies from cover to cover and we'll make sure that you get reimbursed for coverage you've paid for. AJR fills out all of your paperwork and only gets paid when you receive money from the insurance company. When the dust settles you'll be glad you hired us. Appraisals & Disputes If you are unable to resolve a monetary dispute with your insurance carrier you can go through the appraisal process. Please see the sample appraisal clause below. If you are interested in learning more about the appraisal process, please contact AJR. As expert insurance adjusters, we can act as your appraiser.

The HomeOwner's Advocate are " EXPERT" Insurance Claim Consultants, Licensed & Bonded Public Insurance Adjusters, Loss Consultants, and Insurance Claim Appraisers whom represent the interests of Policyholders in times of need. We are licensed and regulated by the Florida Department of Financial Services as we have a "Fiduciary Relationship" to represent our clients' best interests. Basically, Public Adjusters act as "The Coach" of the Property Insurance Claim process for the owners of the policies. As needed, Good LOCAL Public Adjusters have the best players on their team, ie. Roofers, Water Mitigation, Attorneys, Mold Mitigation, Engineers, etc. These relationships help to take the guesswork away from the HomeOwners inexperience. We are "The HomeOwner's Advocate". We are your "Personal Expert Advocate. Why trust Angie's List, HomeAdvisor, or even the BBB when these ratings can be "pay to correct"? In addition, many of these home service lead generators are being sued for not properly vetting their contractors. Insurance Claims happen so rarely, that you cannot afford to make any mistakes. The process doesn't end with you getting a pile to money to make you "Whole". Don't be Victimized Again by not managing the restoration process correctly. Most Public Adjusters don't offer "Contractor Vetting and Management", but this is a often ignored "Crucial Step" in the entire process. The HomeOwner's Advocate is truly like having your "Own Personal Advisor" guiding you from A to Z through the " Entire Process". "Do it Once, Do it Right!!" WARNING: 75% of HomeOwners Don't know their Insurance Policy...What's the difference between HO-1, HO-2, HO-3, HO-4, HO-5 and HO-6 policies? Here is a simple breakdown: HO-1: Basic form — this only covers you from 10 named perils. "Named-peril" means that your home and personal property are covered against losses that are expressly listed on your policy. Any loss that occurs outside of that list would not be covered by the policy. The 10 named perils are: • Fire or smoke / Explosions / Lightning • Hail and windstorms • Theft or Vandalism • Damage from vehicles or aircrafts • Riots and civil commotion • Volcanic eruption HO-2 — Designates a "broad form" homeowners insurance policy that provides insurance coverage on a "named-peril" basis. There are 16 covered perils on a broad form policy. For a FREE Consultation: Schedule a convenient Time: www.TheHomeOwnersAdvocate.com

Fighting for you to maximize your claim during you and your family's biggest time of need because you matter most. Handling all types of homeowner claims, fires, pipe breaks, wind damage, vandalism, etc. Managing every step of the claims process from start to finish. Servicing the five boroughs, Long Island and Westchester County.

Your insurance company will send an adjuster to your house to handle your claim. This is the insurance company’s adjuster. The goal of the insurance company’s adjuster is to protect the company’s bottom line: he or she is a salaried employee or independent contractor of the insurance company. A public adjuster or private adjuster works differently. Public adjusters represent you, the policyholder. They represent your bottom line. They are not hired by the insurance company. Most people don’t even realize that public insurance adjusters exist. When they do, people often wonder: “should I hire a public adjuster?” Insurance policy language is quite confusing for the average home or business owner. With large insurance claims, the claim process is usually even more complicated, with more paperwork and typically more push back from the insurance company. A public insurance adjuster is a state licensed insurance claim professional that can decipher policy language and affirm that you are receiving everything owed to you under the terms of your insurance policy when you have experienced a loss and are filing a claim. Public adjusters are not beneficial in every insurance claim situation, but an honest, trustworthy, and experienced public adjuster will make this determination with a free initial consultation and be up front about the benefits of using their services for your specific claim situation. Each insurance claim can be quite complicated, but the benefits of hiring a public insurance adjuster are simple. By hiring a public adjuster, you can take a load off your shoulders immediately and get professional assistance with a complicated process in a time of need. A good public adjuster saves you time and stress. And, most importantly, a good public adjuster helps you obtain more money for the insurance claim in order to make the necessary repairs and recover.

ClaimsMate Public Adjusters is a Houston public adjuster company with a handpicked network of public adjusters located throughout the city of Houston and all over Texas. All ClaimsMate public adjusters are licensed and have a history of winning higher settlements for clients. With the help of a ClaimsMate public adjuster in Houston, you can secure higher compensation without the stress of an ordinary claims process. The public adjuster is an insurance claims specialist dedicated to representing the policyholder – not the insurance company. You get a certified industry professional at your back throughout your insurance claim. That means higher settlements and a more efficient insurance claim. For more information about finding the right public adjuster in Houston, visit ClaimsMate Adjusters online today. Texas public insurance adjusters are available to help with property damage claim adjustments across the entire state of Texas.

As a licensed Public Insurance Adjuster we prepare, negotiate and settle insurance claims on behalf of the policy holder. We represent Homeowners, Business owners, Property Managers and anyone who needs our assistance in negotiating their insurance claim. We have licensed Attorneys, Structural Engineers, Estimators and Inventory Specialists on staff to make sure our clients receive the maximum settlement. We have a 24/7 Emergency Service Team of licensed Mitigation Technicians, Electricians, Plumbers and Boardup crews to help minimize the damages and to safeguard and secure your property from damages sustained by Fire, Water, Smoke, Storm, Wind and Mold. You can call us anytime for a Free consultation. Cell: 917-600-6054. Thankyou.

As Public Adjusters, our process and techniques are specifically designed to determine and support damages most often overlooked and underpaid by insurance companies. As licensed public insurance adjusters we act on your behalf with respect to a proper claim settlement. We put to use, the fifty plus years of experience in New York, Connecticut and New Jersey insurance claims handling to understand the requirements of your particular situation. After years and years of representing policyholders against their Insurance Companies, we have perfected the art of the presentation, which is one of the driving forces in maximizing the insurance settlement of covered damages under the policy.