Entrust works with each employer to address their needs. The Entrust advantage for employers:Innovation and cost control. Benefits: The Unique advantage of Family Monthly Deductible plans. Financing: Spaggregate a max-funding mechanism for Self Funded benefit plans developed by Entrust. This unique financing approach provides all the advantages of an ERISA plan with the payment simplicity of a fully insured health benefit program. Spaggregate offers: Elimination of Most Premium Tax: It is applied only to the Stop Loss premium, which is significantly less than a fully insured plan. Lower Cost of Operation: Employers frequently find that administrative costs for a self-insured program administered through a TPA are lower than those charged by a full-service insurance carrier.