Many individuals and families are feeling a lot of stress and struggle during these challenged economic times, and are making adjustments to just put food on the table and gas in the car! In financial survival mode, we all do what we have to do to get through, as long as it's not criminal, unethical, or immoral and doesn't harm yourself or others. In this clever handbook, I present my true life tales, living on a shoestring spending plan, to stretch the dollar, while having a happy and upbeat attitude with my spiritual faith, that it all will work out. I'm sharing my experience to help others! I am kind to others and live life to the fullest each day, even if I have one dollar in my bank account between paydays! I use humor and empowerment to help people feel and think better each day.